You also have access to great insurance and gas perks with this card. Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount. S Dollar Visa Gold. txt) or read online for free. Earn 1 Avion point for every dollar you spend 2. 99% on both purchases and cash advances. 99% to 24. Start Application Online. Get 3% bonus cash back on eligible purchases on your card (max. Or. The fixed percentage rate of interest above Prime Rate will be determined based on the information you provide in your application and information we collect from other sources, including creditCOVID-19 – Read more on how RBC is helping youth and student clients. Please allow up. Only around 15% of Canadians have a card with a low credit limit of $2000 or less. The low-interest-rate version of the Home Trust Secured Visa Card has a $59 annual fee that is counterbalanced by a 14. Unlimited Moneris deposits. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. Sign In. S. 3 Travel within Canada or to the continental U. RBC Virtual Visa Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal. Low fees – pay 0. The annual fee can be rebated by holding an RBC Signature No Limit Banking or RBC Advantage Banking for students account. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. Stay connected with a complimentary Boingo Wi-Fi account 6. Earn 50 Be Well points per $1 spent on eligible purchases at Rexall when you. †. The fee is $20 for the primary. Jan 7, 2021The RBC Visa Classic Low Rate Option credit card is designed for those who prioritize a low interest rate. Enjoy luxury travel benefits and exclusive privileges. You can apply for a credit limit of up to $10,000. Already a Client? Sign In To Apply. What's Happening. 99% to 8. Find answers to our top credit card payment questions. Up to $500,000 CAD (in total contributions). RBC Avion Visa Infinite Privilege for Private Banking $399 $99 21 19. Ends January 31, 2024. Purchase Rate: 20. Low annual rate. Get the RBC Visa Classic Low Rate Option Card to benefit from a reduced interest rate on your purchases. Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†. 25 RBC Rewards points for every $1 spent on travel and 1 RBC Rewards point for every $1 spent on all other purchases is a bit underwhelming, it’s actually better than it appears. * Conditions apply 26. Single Trip: Ages 65+. Get set to enjoy the advantages of your new RBC Visa Classic Low Rate Option Card. Invest a minimum of $250,000 in mutual funds as an individual or collectively with your Inner Circle 1 and get benefits like personal financial planning, fee rate protection 2, lower fee rates 3, and premium offers on RBC products and services. Access to a premium rewards program with flexibility to redeem your points for travel, merchandise, gift cards and more 8, or to pay down your credit card balance 10. 99% (26. You can apply directly on their website. The limit is based on the deposit made and ranges from $500 to $10,000. The fee is $20 for the primary. a. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Access to real people – get trusted advice from our expert Portfolio Advisors by phone or. Plus, you can use this card to consolidate balances you might have on higher interest rate credit cards, which will also help you. S. * Your credits accumulate automatically so you don't have to keep track. As is common among Canadian credit cards, the interest rate for many RBC credit cards is 19. RBC visa classic low rate credit card; The annual fee for this credit card is $20, and one must have a minimum personal income of $15000. *. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. Get 450 welcome WestJet dollars (a value of up to $450 CAD off the base fare) when you spend a minimum of $5,000 in the first 3 months on your card 1. Please allow up. Cash Advance Rate: 22. Read our FAQs | Call 1-800-769-2511. At 12. Learn More. Monthly Fee after Value. Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Additional Card: $0. Compare RBC Avion Visa Infinite Get up to 55,000 Avion points 1 (a value of up to $1,100 † ), that’s enough to fly anywhere in North America or the Caribbean! Annual Fee: $120. 99% APR, the MBNA True Line Mastercard has a higher regular interest rate than its “Gold” sibling—but both are still far lower than the 19. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. FREE Interac ‡ e-Transfer transactions 14, 15. Credit Limit Range: $1,500 to $50,000; Grace Period: 21 days interest-free;Signature No Limit Banking; VIP Banking; US Personal Banking. RBC Avion Visa Infinite Privilege for Private Banking $399 $99 21 19. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases and for a maximum Cash Back Reward of $120. You will earn i) $1. RBC VISA Classic Low Rate | Reviews shared by Canadians Credit Card Reviews < Back to overview RBC VISA Classic Low Rate Consumer Reviews This page has been. $20 No annual fee for the first year. . 95: $0 (save $131. Compare. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Protection so your card does not become a burdenYou will earn i) $2. Limited time offer. No minimum balance required. 40/year) RBC Signature No Limit Banking ® $16. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. View Legal Disclaimers. S. The low, fixed annual interest rate of 12. Dollar Visa Gold. 20. 99%. RBC Visa Classic Low Rate Option – Best Low-interest Credit Card for Vehicle-Owners. TD Low Rate Visa: Cash Advance: TK: $25. The RBC Visa Classic Low Rate Option offers relatively low interest rates while remaining accessible to customers who might not have a high annual income or credit score. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Low effort – get a professionally managed portfolio of ETFs created for you. Offer:Card Details. Signature No Limit Banking; VIP Banking; US Personal Banking. The date your RBC credit card account is cancelled. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards: As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student,. Annual Fee Rebate. 2. Save money, make life easier and get rewarded with the right student account at RBC. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. Find the Right. Avion Rewards is highly flexible and. Annual Fee: $120 ($50/Additional Card) Interest Rate: 19. 99% on purchases and cash advances (including. 99% APR + Prime on all transactions, which is significantly lower than the average interest rates of Canadian credit cards. That said, there is the RBC ® Visa ‡ Classic Low Rate option for $20. This card typically requires slightly better credit. 99%. Note: The product list will be updated by RBC from time to time. 4 reviews Card details Annual fee $20 Purchase interest rate 11. Resident of Canada Provincial Age of Majority Minimum credit limit of $10,000: 5. Book an Appointment. Add a Card to. Additional Card: $0. Additional Card: $0. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Earn 1. Find a Branch. Build your credit history on a strong foundation. Ends January 31, 2024. Choose one of eight eligible charities. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. Unlimited cash back on your spending 3. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. 99%. Private banking clients will be able to. Low annual fee of $200; Credit limit from $6000 to $10000. Thus it’s an excellent option, especially when you want to make large purchases shortly. Visa‡ Classic Low Rate Option Information Box (subject to change) Annual Interest Rate. International usage : If you’re planning to travel abroad often, check if the credit cards you’re considering will allow you to make purchases abroad and compare international usage fees. Purchase Rate: 19. Sign In. 0% (100 points per CAD $1. 99%. Annual fee. The RBC Visa Classic Low Rate Option credit card may work for you with its 12. *. 99%. Besides the low rate, this card offers discounts per litre on fuel and extra Petro-Points at Petro-Canada locations. Conditions Apply. Thanks RBCRBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee: $10. Only certain RBC credit cards earn Avion points. , RBC Global Asset Management Inc. For any type of travel you book through Avion Rewards other than flights from the Air Travel Redemption Schedule, you may redeem Avion points at the rate of 1. 5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375. RBC cardholders, get exclusive offers. 00 102, no minimum balance required. We’re available 24 hours a day, 7 days a week. Up to 10 outgoing Interac e-Transfer 60 transactions. 00 p. Get $100 when you. Only the higher interest rate cards are blessed with that function. Avion Rewards is highly flexible and comes. With this offer for the RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion points:. 99% fixed interest rate. Receive up to 60,000 bonus Avios 1. $39. 99% (21. 99%. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month NOTES. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Unlimited electronic debits and credit transactions 59. 90% purchase APR. Rewards: 3% cash back on groceries, 1% on recurring bills and 0. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases and for a maximum Cash Back Reward of $120. Search RBC. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Cash out your cash back credits any time you reach $25 - or let your balance add up throughout the year. Purchase security and extended warranty insurance **. Today’s Rates. Your interest rate will increase by 5% on purchases and cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date we prepare your next statement 2 or more times in any 12-month period. Card Details. PDF Form: French. Choose one of eight eligible charities. Free Debit Transactions are calculated per Monthly Cycle. 95 RBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee:. $1. The RBC Visa Infinite Avion Card is the best RBC credit card in Canada for travel rewards. Request an RBC Royal Bank credit card limit increase. The Capital One Low Rate Guaranteed Mastercard: Guaranteed approval; low interest rate; 14. Advantage Banking for students. RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC. Visa‡ Classic Low Rate Option Information Box (subject to change) Annual Interest Rate. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. The RBC Visa Classic Low Rate Option Card is one of the best low-interest credit cards in. 99% CAR; $20 Avion Rewards is for you! Here’s how to qualify for each membership level: New! Avion Select. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases and for a maximum Cash Back Reward of $120. *. The no annual fee RBC Cash Back Mastercard lets you earn unlimited cash back credits on your purchases. RBC® VISA® Classic Low Rate Option. 00 cash back for every $100. open an eligible student bank account, and we'll give another $100 to a charity of your choice. RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. * As of May 2017 the RBC ® Esso ‡ Visa ‡ product is no longer offered. Low annual rate. 8% APR; 21. Here are some tips to help minimize the interest charges on your credit card: Pay off your credit card balance in full each month. Low annual fee of $20 p. 5 out of 5 stars. Save with a fixed low interest rate on purchases and get a 0. 99%† on purchases and 13. 31, 2024 1 when you load the offer and shop. Compare. 31, 2024 1 when you load the offer and shop. Apply by November 27, 2023. Get a 0. Boost My RRSP Savings. Over 15,000 online Canadian merchants already accept Visa Debit. Annual Fee: $ 20. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month. , Royal Trust Company or The. 50 back for every $100. Low fee. RBC Royal Bank Credit Card Application. RBC Visa Classic Low Rate. 4) Point of Sale Purchase: This is your daily limit available for purchases made with your Client Card or have loaded onto a mobile wallet. RBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. As is common among Canadian credit cards, the interest rate for many RBC credit cards is 19. 95: $10. 99% Purchase, 22. * Conditions apply 26. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month Private banking clients will be able to conduct transactions to a. Enjoy a low-interest rate of 12. If you are a commercial cardholder, please call 1-888-769-2534. Private banking clients will be able to. Call 1-800-769-2512. † • Earn bonus RBC Rewards points when you book travel with Carlson Wagonlit Travel‡,£ • Earn bonus points when you rent a vehicle using your VisaBesides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Avion Elite. The main benefit of this card is the low interest rate. RBC Advantage Banking for students 4. It replaces all previous RBC Royal Bank Visa‡/ Chargex ‡ or Mastercard Agreements and applies if we send you a reissued or replacement Credit Card, including when your Credit Card expires or if you change to a different RBC Royal Bank Credit. 99%. The RBC Visa Classic Low Rate Option is a fairly no-frills card. . 99% interest rate for all transactions. Rate Purchases: 19. High Interest eSavings. 9 percent. The RBC ION+ Visa card is a mid-tier Visa card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. 2. Apply Now. The annual interest rate is based on our Prime Rate plus a fixed percentage rate of interest above Prime Rate that ranges between 4. This RBC low-rate Visa card charges only 4. This basic card doesn’t offer any rewards, so it’s best utilized for large purchases, cash advances. Earn 50 Be Well™ points for every $1 spent on eligible purchases when you shop at Rexall, pay with your linked RBC® card, and scan your Be Well card 7. View Card Details. Signature No Limit Banking. 99% on purchases, 22. 99% * If any of you reside in Quebec and hold a Credit Card other than the RBC Visa Classic Low Rate Option, the annual interest rate on Cash Advances is 21. Use of a safety deposit box. A credit limit is the maximum amount available for you to make purchases and cash advances with your card. , RBC Direct Investing Inc. Only certain RBC credit cards earn Avion points. If you have any questions about your card, please call us at 1-800 ROYAL® 1-2 (1-800-769-2512). Get 35,000 welcome points when you apply by 16 September 2022, get approved, and get an additional 20,000 bonus points when you spend $5,000 on eligible transactions within the first 6 months of account opening. Annual Fee rebated every month for students with eligible accounts 8. No annual fee. 99% on cash. RBC Visa Classic Low Rate Option. Get 450 welcome WestJet dollars (a value of up to $450 CAD off the base fare) when you spend a minimum of $5,000 in the first 3 months on your card 1. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. Not set up costs. Unlike the RBC RateAdvantage Visa, the RBC Visa Classic Low Rate Option has a fixed low-interest rate of 12. Easily access the money you need to pay for school, and take advantage of competitive rates, credit limits to match your program costs and a flexible repayment timeline that makes sense for students. Up to $500,000 CAD (in total contributions). 451407XXXXXX2184-2020May14-2020Jun15 - Free download as PDF File (. Visa Classic International. Purchases. 99% 47. 11. No RBC fee to use another bank’s ATM in Canada 16, 17. With the RBC Visa Classic Low Rate Option Card, you can enjoy a 0. Cash Advance Rate: 25. Ends January 31, 2024. 00 (1. Cash Advance: 12. Royal Bank RBC RateAdvantage Visa Lower Interest Rate, Higher Savings. RBC Royal Bank Credit Card Application. Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. 5% Cash Back Credit) in Net Purchases. 99%: $0:. (Excluding Hawaii). $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. This card also includes purchase security and extended warranty coverage. 99%. Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. However, RBC ® Avion Visa Infinite Privilege‡ and RBC Avion Visa Infinite Privilege for Private Banking Accounts are not charged an Overlimit Fee. 25 Avion points for every dollar you spend 2. Compare up to 3 Credit Cards. Visa‡ Classic Low Rate Option Information Box (subject to change) ® / ™ Trademark(s) of Royal Bank of Canada. Get exclusive ticket offers to the hottest shows with RBCxMusic. A few health questions are required. 50 back for every $100. 9% to 11. RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. *. 99%. The fixed percentage rate of interest above Prime Rate will be determined based on the information you provide in your application and information we collect from other sources, including creditRBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC. Rather than the typical 19. S. A safe and secure way to pay for online, telephone or mail order purchases in the U. opens in a new window. Interest. RBC Visa Classic Low Rate Option – Best Low-interest Credit Card for Vehicle-Owners [Offer productType=“CreditCard” api_id=“5f3558577096af4588b011e1″] As the name implies, the RBC Visa Classic Low Rate Option is like the standard Visa card but with a flat 12. Complete offer eligibility criteria by March 29, 2024. Call 1-800-769-2523. S Dollar Visa Gold; RBC ION Visa; RBC ION+ Visa; RBC Business Credit Cards. The Scene+ Visa Card is one of a few credit cards you can use to earn Scene+ points. Pretty easy, eh? Sign up now. Featured. Low and competitive interest rates based on RBC Prime Rate 24. 99%. RBC ION+ Visa. Coverage ends, individually for each covered person, on the earliest of: 1. Enjoy a low interest rate of 12. 49% APR. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. S. Get up to 700 WestJet dollars 1. Perfect for your future travel plans, with points that do not expire. (EN) It's easy to apply! Get a response in less than 60 seconds. Earn 1. Read our FAQs | Call 1-800-769-2511. *. Worldwide acceptance Insurance benefits A credit limit is the maximum amount available for you to make purchases and cash advances with your card. 40/ year) RBC No Limit Banking: $11. Complete offer eligibility criteria by March 29, 2024. You will earn i) $2. Pros and cons Here are the major benefits of an RBC Visa Classic Low Rate Option credit card: Low interest rate Low annual fee Partner integration benefits (fuel savings at Petro. Highlights. We’re available 24 hours a day, 7 days a week. spend $1,700) in the first three months after approval * (Offer expires January 31, 2023). RBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee: $10. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 9. The RBC Visa Classic Low Rate Option credit card includes purchase security and extended warranty insurance, and zero liability protection. Annual Fee:$0. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. $19. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. RBC Rewards Visa Platinum Business. These interest rates are in effect on the. There is a low-rate option that goes with an interest rate of 14. Cashback: RBC Cash Back Preferred World Elite Mastercard. Annual Fee: $ 25 BBD. For the first 3 months, get up to 5% cash back on grocery store purchases *, 2 made with your RBC Cash Back card. Price protection. If you want to earn cash back on your essentials, like groceries. 1. Earn 1. Peace of mind while travelling with a suite of. S. Accounts. Choose any airline, any flight, any time. 99%. 99%† on cash advances | $15,000 household annual income. 99% on purchases, cash advances, and balance transfers. 00 (1. You will earn i) $2. 25 RBC Rewards points for every $1 spent on travel and 1 RBC Rewards point for every $1 spent on all other purchases is a bit underwhelming, it’s actually better than it appears. 99% APR + Prime on all transactions, which is significantly lower than the average interest rates of Canadian credit cards. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. COVID-19 – Read more on how RBC is helping youth and student clients. RBC Staff VISA Gold Expense ; Business Credit Cards: RBC Visa Business ; RBC Visa Business Gold ; RBC Visa CreditLine for Small Business ; Business Cash Back Mastercard; Cards. Interest rate: 12. RBC Cash Back Mastercard. There are no blackout dates or advance booking restrictions, even during peak periods. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. CIBC Select Visa* Card. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. RBC Staff VISA Gold Expense ; Business Credit Cards: RBC Visa Business ; RBC Visa Business Gold ; RBC Visa CreditLine for Small Business ; Business Cash Back Mastercard; Cards. The RBC Visa Classic Low Rate Option is a LOW_INTEREST_RATE for any REGULAR user. Earning 20% more Petro-Points than you normally earn at Petro-Canada. It has a $20 annual fee, and like many other low-interest or balance transfer credit cards, you don’t get much in the way of rewards. *. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions.